Is long term care insurance worth the cost? Would I be better to just invest in a mutual fund each month? - average cost of long term care insurance
I am 59 years, but diabetes. I have an above-average chance of long term care need in the future lead. I do not want to exhaust all my savings and home to pay for the nursing home.
Thursday, January 14, 2010
Average Cost Of Long Term Care Insurance Is Long Term Care Insurance Worth The Cost? Would I Be Better To Just Invest In A Mutual Fund Each Month?
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7 comments:
Inexpensive is a relative term. You should look within reach as soon as possible. The analytical models have been worsening over the past 2 years and her diabetes could be difficult. Getting multiple entries from a financial planner who specializes in LTCI.
Long-term care insurance makes sense that 80% of baby boomers. The only exception is the wealthiest 10% can afford to self-insure and the 10% poorest people who have no protection Patrimonio. To find a local agent - http://www.findlocalinsurance.com
Yes, it's worth it. Long-term insurance is very cheap. Especially when you think there is a possibility that you need. In addition, you may have to pay to start SS disability. Do not forget the short term. Many long term does not start after 6 months.
It really depends on the amount of their savings, their health status, type of diabetes, his personal situation in relation to the family and your risk tolerance.
No, it would be better to only pay every month, because it is cheaper.
It depends on where you live. If you live in Canada, need not worry as much about him, but if you live in the U.S., I would say it is safe to get the insurance.
It depends on where you live. If you live in Canada, need not worry as much about him, but if you live in the U.S., I would say it is safe to get the insurance.
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